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One of the most common mistakes property investors make has nothing to do with which suburb they choose or what price they pay. It happens when they underestimate what it actually costs to buy and hold an investment property. Getting the numbers wrong at the start creates cash flow problems down the track, limits your ability to scale, and turns what should be a wealth-building asset into a financial headache. Getting them right means you can plan accurately, hold confidently, and build a portfolio that grows without constantly surprising you with expenses you didn't see coming. Here is a complete breakdown of every cost you need to know.